Let’s talk about this crazy real estate market before I dive into Denver mortgage interest rates. If you are a buyer in this market, I only have one piece of advice…”BE AGGRESSIVE”. Inventory of homes for sale is ridiculously low. So, only the aggressive offers accepted or countered. This is no time to be shy. […]
Denver is Affordable
The Benefit of Low Property Taxes Are you hearing about how home prices have soared in the Denver Metro Area in the past couple of years? That may be true. However, when comparing property tax rates, Denver is still affordable. Property taxes vary among states and counties. This added expense to a mortgage can mean […]
Prepare To Buy A Home With A Denver Mortgage First
There are good Denver mortgage brokers. But, it’s not easy to find one I really trust. I have been working with Jimmy for many years. Read his advise carefully. He knows how to get you a mortgage loan in this tough, Seller’s Market. —Dennis Martin By Jimmy Kinley, Senior Loan Officer at Mortgage Family These […]
Hurry to Beat FHA Fee Increases
(Ed. Note: We have known Jimmy for years. His home loan advice is accurate and important. That’s why we want you to know about FHA loan costs) By Jimmy Kinley, Senior Mortgage Advisor Well, FHA is at it again. They are upping the Up Front Mortgage Insurance Premium (MIP) as well as the monthly premium […]
FICO Score
by Dennis Beranek, Denver Mortgage Expert As a long-time Denver mortgage banker, I know how important credit scores have become over the years. When I started in banking, I was taught to examine the financial statements, the business plan and then look the potential borrower straight in the eye. I could usually assess a good […]