Should I apply for forbearance or deferment? With many people losing their jobs due to the global pandemic lenders are offering forbearance and deferment on their mortgage loans. This is not free money. Therefore, if you can make your mortgage payment, I strongly encourage you to do so. That’s because each lender is different in […]
Denver Real Estate Continues Despite Corona Virus
(Welcome Sean Willox to the ADRE Blog! Sean and his wife work closely with Dennis and Dawn Martin at Coldwell Banker in Littleon, Colorado. Email him at willcox2@comcast.net) The Corona virus situation has engulfed us all right now including those of us selling Denver real estate. Seems like every time we think we have something […]
Avoid Foreclosure During the Virus
By Adam Hebener, Modern Mortgage (Ed Note: Adam Hebener is one of our best lenders for Hotz Group Clients. He is reliable, honest and trustworthy. He has closed mortgage loan for our clients for many years. In addition, we usually find his mortgage interest rates are competitive. Here is his take on how to stay […]
Rent or Buy in Denver?
Sometimes, my friends think that it will be more beneficial to rent rather than buy in Denver. Sure, the landlord handles the routine home maintenance when you rent. So, no maintenance falls to you. But, otherwise renting is just plain more expensive. And, renting limits what you can do with your home or apartment. However, […]
Denver is Affordable
The Benefit of Low Property Taxes Are you hearing about how home prices have soared in the Denver Metro Area in the past couple of years? That may be true. However, when comparing property tax rates, Denver is still affordable. Property taxes vary among states and counties. This added expense to a mortgage can mean […]
Denver Mortgage Rates and The FED
Sometimes, Buyers and Sellers get confused about how the Federal Reserve Board does and does not effect Denver mortgage interest rates. So, we went to our best mortgage lender expert to explain the connection. Surprisingly, a different index provides a better way to track the direction of mortgage rates.
2019 Denver Mortgage Rates Forecast
(Here’s my favorite lender’s forecast for the 2019 Denver Mortgage rates. – Dennis Martin, Coldwell Banker Residential Realty) By Jimmy Kinley What in the world could 2019 have in store for Denver home loans??? If you listen to the media or read the news feeds online, you might think that buying a home is a […]
Denver Real Estate Boom Bubble Bursting?
(Denver mortgage lender Jimmy Kinley tells it like it is about how our recent Denver real estate boom is slowing. – Dennis Martin) The Denver real estate boom appears to be transitioning. Home sales are just a little slower. And, buyers can choose from just a few more homes on the market. One thing I […]
Improve Your Credit Score Before House Hunting
When considering buying a home and getting a home loan mortgage, consider some questions first. How much do you know about your Credit Score? Did you check it online recently? Do you know if that action affected your credit? Was it what you expected? Would it have been the same last week? Credit is something […]
Denver Real Estate and Mortgages in 2018
(Here’s my favorite mortgage lender Jimmy Kinley, writing about the 2018 Denver real estate market – Dennis Martin, Coldwell Banker Real Estate.) As we reflect on another crazy 2017 real estate market in Colorado, I find myself scrubbing thru data with wide eyes surprised by things that I thought I already knew. For example, many […]