By Adam Hebener, Modern Mortgage (Ed Note: Adam Hebener is one of our best lenders for Hotz Group Clients. He is reliable, honest and trustworthy. He has closed mortgage loan for our clients for many years. In addition, we usually find his mortgage interest rates are competitive. Here is his take on how to stay […]
Rent or Buy in Denver?
Sometimes, my friends think that it will be more beneficial to rent rather than buy in Denver. Sure, the landlord handles the routine home maintenance when you rent. So, no maintenance falls to you. But, otherwise renting is just plain more expensive. And, renting limits what you can do with your home or apartment. However, […]
Denver is Affordable
The Benefit of Low Property Taxes Are you hearing about how home prices have soared in the Denver Metro Area in the past couple of years? That may be true. However, when comparing property tax rates, Denver is still affordable. Property taxes vary among states and counties. This added expense to a mortgage can mean […]
Denver Mortgage Rates and The FED
Sometimes, Buyers and Sellers get confused about how the Federal Reserve Board does and does not effect Denver mortgage interest rates. So, we went to our best mortgage lender expert to explain the connection. Surprisingly, a different index provides a better way to track the direction of mortgage rates.
2019 Denver Mortgage Rates Forecast
(Here’s my favorite lender’s forecast for the 2019 Denver Mortgage rates. – Dennis Martin, Coldwell Banker Residential Realty) By Jimmy Kinley What in the world could 2019 have in store for Denver home loans??? If you listen to the media or read the news feeds online, you might think that buying a home is a […]
Denver Real Estate Boom Bubble Bursting?
(Denver mortgage lender Jimmy Kinley tells it like it is about how our recent Denver real estate boom is slowing. – Dennis Martin) The Denver real estate boom appears to be transitioning. Home sales are just a little slower. And, buyers can choose from just a few more homes on the market. One thing I […]
Improve Your Credit Score Before House Hunting
When considering buying a home and getting a home loan mortgage, consider some questions first. How much do you know about your Credit Score? Did you check it online recently? Do you know if that action affected your credit? Was it what you expected? Would it have been the same last week? Credit is something […]
Denver Real Estate and Mortgages in 2018
(Here’s my favorite mortgage lender Jimmy Kinley, writing about the 2018 Denver real estate market – Dennis Martin, Coldwell Banker Real Estate.) As we reflect on another crazy 2017 real estate market in Colorado, I find myself scrubbing thru data with wide eyes surprised by things that I thought I already knew. For example, many […]
Getting a Home Loan In Denver Is Easier
Getting a home loan in Denver is not any more difficult than it was a few years ago. Clients ask me all the time “Isn’t it really hard to to a mortgage nowadays? I don’t a big down payment and my credit isn’t perfect.” The good news is that Denver mortgage interest rates are still […]
Creative Mortgage Financing in Competitive Real Estate Market
( I recently met with Cross Country Mortage. They are really tuned into the reality of multiple offers in the Denver real estate market. Here are some creative financing solutions they have to help buyers compete.-Elizabeth) By Wes Tool, CrossCountry Mortgage Creative mortgage financing can be helpful in our competitive Denver real estate market. Some […]