(Denver mortgage lender Jimmy Kinley tells it like it is about how our recent Denver real estate boom is slowing. – Dennis Martin) The Denver real estate boom appears to be transitioning. Home sales are just a little slower. And, buyers can choose from just a few more homes on the market. One thing I […]
Improve Your Credit Score Before House Hunting
When considering buying a home and getting a home loan mortgage, consider some questions first. How much do you know about your Credit Score? Did you check it online recently? Do you know if that action affected your credit? Was it what you expected? Would it have been the same last week? Credit is something […]
Denver Real Estate and Mortgages in 2018
(Here’s my favorite mortgage lender Jimmy Kinley, writing about the 2018 Denver real estate market – Dennis Martin, Coldwell Banker Real Estate.) As we reflect on another crazy 2017 real estate market in Colorado, I find myself scrubbing thru data with wide eyes surprised by things that I thought I already knew. For example, many […]
Getting a Home Loan In Denver Is Easier
Getting a home loan in Denver is not any more difficult than it was a few years ago. Clients ask me all the time “Isn’t it really hard to to a mortgage nowadays? I don’t a big down payment and my credit isn’t perfect.” The good news is that Denver mortgage interest rates are still […]
Creative Mortgage Financing in Competitive Real Estate Market
( I recently met with Cross Country Mortage. They are really tuned into the reality of multiple offers in the Denver real estate market. Here are some creative financing solutions they have to help buyers compete.-Elizabeth) By Wes Tool, CrossCountry Mortgage Creative mortgage financing can be helpful in our competitive Denver real estate market. Some […]
14 Questions For Your Mortgage Lender
Getting a mortgage loan in Colorado can be a daunting task. Of course, a good REALTOR will suggest some reliable lenders. But, your friends or colleagues might also make suggestions too. How do you choose the right mortgage lender? Its’ not all about the lowest mortgage rate. Ask questions before committing to anyone!
Mortgage Interest Rates Rising Again
Dennis Martin: My “go-to” lender Jimmy Kinley has some great insights into why Denver mortgage rates are rising. Read this!) It’s time to wake up Sleeping Beauty! Everyone has been telling you for years that mortgage interest rates cannot stay this low forever. We have had a few head-fakes with rates over the last couple […]
Lender Curbs Mortgage Appraiser Abuses
(Jimmy Kinley, a local home lender, saw mortgage appraiser abuses start this summer. Some would charge much more just to do a job on time. Sometimes up to $2000. His company didn’t stand for it. – Dennis Martin) Well, it has been a fun few years in the Denver Real Estate Market. The market has […]
Are Denver Mortgage Rates Going Up?
I’ve received 6 or more calls in the last week all asking the same question. “Are Denver mortgage rates going up? Should I buy/refinance right away?” First, the simple answer is no. At least don’t expect an increase anytime soon. Since the Federal Reserve Board increased short term government rates on Wednesday, mortgage rates have […]
I’m Dressing Up as TRID
Realtors, mortgage lenders and title companies are freaking out! Halloween is coming early this year. It fact, it starts tomorrow. TRID begins for real estate contracts written from tomorrow forward and it increases the regulations required to get a mortgage loan as required by the Dodd-Frank Act.