(Dennis Martin: Of course, you’d expect Realtors to not like working with For Sale By Owners. But, how about lenders? One of Denver’s top mortgage lenders has his own opinions about self-representation when buying or selling a home. Thanks, Jimmy!) By Jimmy Kinley I am going to totally divert from mortgages today and speak to […]
Amazing Denver Real Estate Market
Driving into work this morning I was listening to the news. The newscaster was reporting on Denver Real Estate and said “Denver is the top city in the nation for homes selling quickly.” Wow! I knew homes were selling quickly. We had a listing first day on the market 10 showings and 4 offers with […]
Denver Mortgage Rates Decline
The Denver real estate market has not changed that much lately. We are still seeing home prices shoot up and competing offers on almost every single listing priced below $500,000. What is starting to change is the trend for mortgage interest rates is down, borrowers are better educated by their Realtors, and some credit guidelines […]
What A Home Buyer Needs In This Market
I have been a Denver Realtor working in Littleton and the southwest suburbs for over 35 years. I have seen this much competition between buyers to buy a home. My good friend and long-time client, Shelia Gottsch, recently told All Denver Real Estate her story in this video. She is a dedicated home buyer trying […]
Denver Mortgage Outlook for 2014
(Dennis Martin: I am submitting this analysis by Jimmy Kinley. He has been my loan officer for many years. He always hits the nail on the head and is a straight shooter. I really like how optimistic he is in spite of possible higher mortgage interest rates in 2014) By Jimmy Kinley Qualified Residential Mortages […]
Even Realtors Need Friends
As a Realtor for too many years to count, I guess I have become jaded about some things. Lender fraud scams, con artists and some people who make an appointment to see a home for sale and just don’t even bother to show up. But, the one thing I love best about this crazy business […]
New Interest Rates Boost Mortgage Payments
What in the world has happened to mortgage interest rates? This week already we have seen the lowest conventional rates crest at 4.7%. That is more than 1% higher than we were seeing earlier this month! It shoots a huge hole in home affordability with some conventional loans going up $300 per month overnight. That could […]
Prepare To Buy A Home With A Denver Mortgage First
There are good Denver mortgage brokers. But, it’s not easy to find one I really trust. I have been working with Jimmy for many years. Read his advise carefully. He knows how to get you a mortgage loan in this tough, Seller’s Market. —Dennis Martin By Jimmy Kinley, Senior Loan Officer at Mortgage Family These […]
Littleton Candlelight Walk on Friday
(Ed Note: Dennis and Dawn Martin don’t just selll homes in Littleton. They love living there too.) We have lived in Littleton Colorado, a Denver suburb, for over 40 years. One of the many things we love about the Littleton area is the warm community spirit we feel all year long, but especially at the […]
Are Mortgages Getting Easier Yet?
by Jimmy Kinley, Senior Mortgage Advisor, Coldwell Banker Home Loans I wish I could say current mortgage loan guidelines in Denver are loosening, but it just wouldn’t be true. It seems there are two different sides to this. One side says “Nobody can get a loan” and the other says “You can, but it’s a […]