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	<title>&#187; Home Loans</title>
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	<link>http://www.larryhotz.com</link>
	<description>Denver Lifestyles and Homes For Sale</description>
	<lastBuildDate>Wed, 28 Jul 2010 19:37:36 +0000</lastBuildDate>
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		<title>Meth is Legal Problem Too</title>
		<link>http://www.larryhotz.com/colorado-meth/</link>
		<comments>http://www.larryhotz.com/colorado-meth/#comments</comments>
		<pubDate>Mon, 22 Feb 2010 21:43:26 +0000</pubDate>
		<dc:creator>Larry Hotz</dc:creator>
				<category><![CDATA[Denver Real Estate News]]></category>
		<category><![CDATA[Home Buying Issues]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Home Selling Issues]]></category>
		<category><![CDATA[Carl Brahe]]></category>
		<category><![CDATA[Certified Home Inspector]]></category>
		<category><![CDATA[Colorado law]]></category>
		<category><![CDATA[Denver Home]]></category>
		<category><![CDATA[methamphetamine]]></category>
		<category><![CDATA[real estate transaction]]></category>

		<guid isPermaLink="false">http://www.larryhotz.com/?p=4107</guid>
		<description><![CDATA[
			
				
			
		
Carl Brahe, Certified Home Inspector
Everyone knows that being involved in a  property that has been used for methamphetamine can be trouble, but most people  don’t understand what that means. Colorado laws provide explicit  directions that must be followed and penalties including criminal  prosecution for those who don’t follow the rules.
A Denver [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Mortgage Interest Rates May Rise</title>
		<link>http://www.larryhotz.com/buy-now-denver/</link>
		<comments>http://www.larryhotz.com/buy-now-denver/#comments</comments>
		<pubDate>Sat, 13 Feb 2010 05:28:30 +0000</pubDate>
		<dc:creator>martinteam</dc:creator>
				<category><![CDATA[Denver Real Estate News]]></category>
		<category><![CDATA[Home Buying Issues]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Home Selling Issues]]></category>
		<category><![CDATA[Coldwell Banker Home Loans]]></category>
		<category><![CDATA[Denver homes]]></category>
		<category><![CDATA[Jimmy Kinley]]></category>
		<category><![CDATA[Mortgage interest rates]]></category>

		<guid isPermaLink="false">http://www.larryhotz.com/?p=4078</guid>
		<description><![CDATA[
			
				
			
		
Jimmy Kinley Coldwell Banker  Home Loans
(Dennis Martin All Denver Real Estate Blogger: I&#8217;ve known and respected Jimmy&#8217;s opinion about mortgage rates for along time. I am passing this along to my clients so they will know what a seasoned mortgage professional thinks about the future of mortgage interest rate. The combination of rates and [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
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		<title>Is now the best time to buy?</title>
		<link>http://www.larryhotz.com/buy-now/</link>
		<comments>http://www.larryhotz.com/buy-now/#comments</comments>
		<pubDate>Fri, 09 Oct 2009 20:46:23 +0000</pubDate>
		<dc:creator>Larry Hotz</dc:creator>
				<category><![CDATA[Denver Real Estate News]]></category>
		<category><![CDATA[Home Buying Issues]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Denver]]></category>
		<category><![CDATA[Denver real estate Market]]></category>
		<category><![CDATA[First time homebuyer]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[tax credit]]></category>

		<guid isPermaLink="false">http://www.larryhotz.com/?p=3590</guid>
		<description><![CDATA[
			
				
			
		
 by Jimmy Kinley, Sr. Mortgage Advisor
Yes, I do believe it is.  They are writing about it other cities like San Francisco too. It is common to hear the conventioanl wisdom that now is a great time to buy  a home. That&#8217;s easy to say. But, the real questions why now provides  such a great  opportunity to buy [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Tax Credit Extension?</title>
		<link>http://www.larryhotz.com/extension/</link>
		<comments>http://www.larryhotz.com/extension/#comments</comments>
		<pubDate>Tue, 22 Sep 2009 14:45:40 +0000</pubDate>
		<dc:creator>Larry Hotz</dc:creator>
				<category><![CDATA[Denver Real Estate News]]></category>
		<category><![CDATA[Home Buying Issues]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Home Selling Issues]]></category>

		<guid isPermaLink="false">http://www.larryhotz.com/?p=3534</guid>
		<description><![CDATA[
			
				
			
		
By Larry Hotz, Senior Editor
The tax credit for first-time homebuyers is set to expire on November 30.  That means anyone who wants to take the $8,000 offered by the government needs to be under contract to purchase a home by early to mid-October.
Starter homes under $300,000 have been the most active segment in the Denver real [...]]]></description>
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		<slash:comments>12</slash:comments>
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		<title>Landmark Takes Bankruptcy</title>
		<link>http://www.larryhotz.com/landmark-bankruptcy/</link>
		<comments>http://www.larryhotz.com/landmark-bankruptcy/#comments</comments>
		<pubDate>Mon, 31 Aug 2009 23:30:36 +0000</pubDate>
		<dc:creator>Larry Hotz</dc:creator>
				<category><![CDATA[Home Buying Issues]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Home Selling Issues]]></category>
		<category><![CDATA[South Suburbs]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Greenwood Village]]></category>
		<category><![CDATA[Landmark]]></category>

		<guid isPermaLink="false">http://www.larryhotz.com/?p=3451</guid>
		<description><![CDATA[
			
				
			
		
By Larry Hotz, All Denver Real Estate, Senior Editor
What is arguably one of the most luxurious and best condominium project in the metropolitan area has suffered a &#8221;cash flow&#8221; problem according to an email I received from the developer today.   Everest Development Company has filed for protection under Chapter 11 bankruptcy laws.  The project will continue to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Future of Mortgage Lending</title>
		<link>http://www.larryhotz.com/future-mortage/</link>
		<comments>http://www.larryhotz.com/future-mortage/#comments</comments>
		<pubDate>Thu, 28 May 2009 00:39:14 +0000</pubDate>
		<dc:creator>martinteam</dc:creator>
				<category><![CDATA[Denver Real Estate News]]></category>
		<category><![CDATA[Home Buying Issues]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Home Selling Issues]]></category>
		<category><![CDATA[Dennis Martin]]></category>
		<category><![CDATA[Denver Mortgage Loans]]></category>
		<category><![CDATA[kerry phillips]]></category>
		<category><![CDATA[Littleton Colorado real estate]]></category>

		<guid isPermaLink="false">http://www.larryhotz.com/?p=1380</guid>
		<description><![CDATA[
			
				
			
		
By Dennis Martin,  Littleton Colorado Real Estate,  and Kerry Phillips
(Dennis: &#8221; I have known Kerry Phillips for over 30 years. He has been a leader in the mortgage business and  and always a straight shooter. I appreciate his candor and helping me with this article)
Bill and Sue are sharing a cup of coffee and looking [...]]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Castle Pines Market Report</title>
		<link>http://www.larryhotz.com/castle-pines-market-report/</link>
		<comments>http://www.larryhotz.com/castle-pines-market-report/#comments</comments>
		<pubDate>Sun, 10 May 2009 18:01:10 +0000</pubDate>
		<dc:creator>Larry Hotz</dc:creator>
				<category><![CDATA[Denver Real Estate News]]></category>
		<category><![CDATA[Home Buying Issues]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Home Selling Issues]]></category>
		<category><![CDATA[South Suburbs]]></category>
		<category><![CDATA[Castle Pines North]]></category>
		<category><![CDATA[doug hutchins]]></category>
		<category><![CDATA[Real Estate market]]></category>

		<guid isPermaLink="false">http://www.larryhotz.com/?p=1376</guid>
		<description><![CDATA[
			
				
			
		
by Doug Hutchins, Castle Pines North Realtor
The average sales price in the 1st quarter of 2009 for a single family home in Castle Pines North was $477,700 compared to an average sales price for 2008 of $534,618, a 10.6% drop.  HOWEVER, because the square footage of homes available in Castle Pines North can very widely, [...]]]></description>
		<wfw:commentRss>http://www.larryhotz.com/castle-pines-market-report/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Real Estate Cycles</title>
		<link>http://www.larryhotz.com/real-estate-cycles/</link>
		<comments>http://www.larryhotz.com/real-estate-cycles/#comments</comments>
		<pubDate>Tue, 03 Mar 2009 22:20:27 +0000</pubDate>
		<dc:creator>martinteam</dc:creator>
				<category><![CDATA[Denver Real Estate News]]></category>
		<category><![CDATA[Home Buying Issues]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[South Suburbs]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Dennis Martin]]></category>
		<category><![CDATA[Denver real estate Market]]></category>
		<category><![CDATA[Littleton Colorado]]></category>

		<guid isPermaLink="false">http://www.larryhotz.com/?p=924</guid>
		<description><![CDATA[
			
				
			
		
by Montana Grey
My friend Dennis Martin who is a Realtor in Littleton, called to relate a conversation he&#8217;d just had with his daughter Dawn about the current state of the Denver real estate market.  Dawn, who is also a partner with him in their Real Estate business, asked him if he could remember a time [...]]]></description>
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		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>Can Meth Labs Be Cleaned-up?</title>
		<link>http://www.larryhotz.com/can-meth-labs-be-cleaned-up/</link>
		<comments>http://www.larryhotz.com/can-meth-labs-be-cleaned-up/#comments</comments>
		<pubDate>Tue, 17 Feb 2009 06:08:49 +0000</pubDate>
		<dc:creator>Larry Hotz</dc:creator>
				<category><![CDATA[Denver Real Estate News]]></category>
		<category><![CDATA[Home Buying Issues]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Home Selling Issues]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Denver Real Estate]]></category>
		<category><![CDATA[home inspections]]></category>
		<category><![CDATA[Meth labs]]></category>

		<guid isPermaLink="false">http://www.larryhotz.com/?p=907</guid>
		<description><![CDATA[
			
				
			
		
by Carl Brahe, Certified Home inspector, CCI 
(Ed: Colorado law requires that known methamphetamine  labs be clean-up before sale. The question is how effective are those procedures and chemicals used to clean former meth labs.)
I recently received a phone call from a marketer for a company that specializes in cleaning meth labs using a binary [...]]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Denver Real Estate Bubble Part II</title>
		<link>http://www.larryhotz.com/denver-real-estate-bubble-part-ii/</link>
		<comments>http://www.larryhotz.com/denver-real-estate-bubble-part-ii/#comments</comments>
		<pubDate>Wed, 28 Jan 2009 22:12:50 +0000</pubDate>
		<dc:creator>lonwelsh</dc:creator>
				<category><![CDATA[Denver Real Estate News]]></category>
		<category><![CDATA[Home Buying Issues]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Home Selling Issues]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Denver home prices]]></category>
		<category><![CDATA[Denver real estate bubble]]></category>
		<category><![CDATA[Denver real estate Market]]></category>
		<category><![CDATA[Lon Welsh]]></category>

		<guid isPermaLink="false">http://www.larryhotz.com/?p=895</guid>
		<description><![CDATA[
			
				
			
		
By Lon Welsh for All Denver Real Estate
(Ed: This is part 2 of Lon&#8217;s analysis of the Denver Real Estate Market. Here he looks at the effect of mortgage rates on the &#8220;bubble&#8221;.)
3 &#8211; Mortgage interest rates,at 35 year lows, enable consumers to purchase more home
Mortgage rates, currently (as of 12/24/08) are hovering around 5.14%, [...]]]></description>
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		<slash:comments>3</slash:comments>
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